Group and Individual Health Insurance with Sotillo Insurance Agency, Inc.Get started on a quote now!
Individual health insurance is purchased by a single person from the private market, either for oneself or for one's family. Group health insurance is designed for the purpose of a company purchasing insurance for its employees. The first difference between the two types of coverage is cost. Affordability is perhaps the deciding factor as to why individuals opt to have a group health plan instead of individual health insurance coverage. The set rate for a group of individuals is much cheaper than buying for just one individual. It’s like buying wholesale. And because group health insurance is typically very comprehensive, each employee will not have to pay any additional fees unless anyone opts for additional benefits that are not offered to the group.